Whether you're an event planner, a marketing agency, or just a family throwing an elaborate wedding, special event insurance can step in when you're sued for property damage, accidents, or injuries that crash your party.
What is Special Event Insurance?
Special event insurance is an insurance policy that helps protect your investment in a specific event, such as a wedding. In addition, event insurance may help cover your costs if you unexpectedly need to cancel your event or if you're found responsible for property damage or an injury caused during your event.
What does Special Event Insurance cover?
Depending on the type of event you throw, you can get insurance coverage for:
General liabilities
Liquor liability
Lawsuit coverage for slip-and-fall accidents
Lawsuit coverage for property damage caused by attendees or employees
Cancellation insurance covers fees and other payments you must make even if the event is canceled because of an accident or weather.
Most memorable event insurance covers the specific loss events outlined in your policy. Our insurance agent can help you understand what is and isn't covered before you commit to a policy.
The Cost of Special Event Insurance
How much you pay for special event coverage depends on the event you're hosting and whether or not alcohol will be served. You might have to pay more depending on the following risk factors:
Type of event
The number of people you expect to attend
Where the event is hosted
Whether alcohol is served
Coverage Limits
Event insurance can be necessary for any party or gathering. However, the costs and potential liabilities are enough to make most people cringe, whether it's a wedding, charity fundraiser, or another event. Thankfully there is help available with special event coverage through us. So connect with us today to learn more!
Already have Special Event Insurance? Switching is easy
It might be time to switch insurers whenever your existing insurer's service doesn't meet your needs. For example, it might be time to consider other options if you have poor claims experience or an unexplained rate increase.
If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.
Contact us today to help you with multiple options to choose from.
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The Insurance Doctor
The Insurance Doctor Provides Personal Insurance, Business Insurance to All of New Hampshire, Including Manchester, Concord, Bedford, Goffstown, Nashua, Merrimack, Rochester, and Portsmouth.
